What to Do After a Car Accident

Driver Making Phone Call After Accident

 

Dealing with a car accident around Stephenville can be a difficult ordeal, therefore, it’s critical to know what to do after a car accident. If you’re shaken up by the accident, it can be difficult to recognize what you should do next, such as make sure everyone is uninjured and then file an insurance claim. Let’s take a look at what to do after a car accident and how to file a car insurance claim with Bayer Motor Company today! For more information, feel free to contact us anytime!

 

 

Checklist on What to Do After a Car Accident

Minor Accidents

If it’s a minor car accident, such as a fender-bender or someone slowly hitting your vehicle in a parking lot, here’s a checklist of things you should do afterward:

  1. The first thing to do is ensure everyone is uninjured, and if anyone needs medical attention. If they do, call an ambulance right away.
  2. If you are able, move your vehicle to a safer spot, so you’re not in the middle of the road. It’s important to remain close to the accident scene, however, it’s important not to block traffic.
  3. Always call the police. You should always call the police, even if the other drivers suggests otherwise. This provides you with an official record of the event, which might even be required by the insurance company.
  4. Exchange contact information. Always exchange phone numbers, emails, or other forms of contact with the other driver. It’s also recommended to take a picture of everyone’s driver’s license, insurance cards, and license plate numbers. If there are any witnesses, you should also exchange contact information with them as well.
  5. Document your vehicle’s damage. Take pictures of the damage incurred to both your vehicle and the other vehicle involved.
  6. Call your insurance provider. It’s important to file a car accident insurance claim right away, the sooner you file the claim, the sooner the claims process can begin.

Major Accidents

If you are involved in a major car accident, there might be some serious injuries or fatalities, therefore, the steps to take are different:

  • Call 911 right away. If you are injured, it’s best to call emergency responders right away, or have someone you know to call immediately. Police and ambulance should arrive on the scene to assess the damage. If you or anyone else need immediate medical attention and are not able to document the event, the police will likely document it for you. However, you should always follow up with the police and other first responders to get the information that you need.
  • Contact your insurance provider. You should always contact your insurance provider, even if someone has already done this for you. It’s important to provide them with any additional information to make sure everyone is properly compensated.
  • Follow up with your physician. If you’re experiencing any pain as a result of the accident, you should get in touch with your physician for additional screening.

How to File a Car Accident Insurance Claim

Do you know how to file a car accident insurance claim? The process is quite simple, however, it might vary depending on the insurance provider. When filing a claim with your insurance provider, make sure to have the following information ready:

  • Your insurance policy number
  • Detailed description of how the accident occurred
  • Date, time, and location of the accident
  • All the collected contact and insurance information from other involved parties
  • Name of the police department involved, as well as the police report number (if applicable)

Now that you’ve filed a claim, the vehicle will be evaluated by and adjuster who will estimate the total cost of repairs and coverage. If the provided photos are not enough to create an estimate of the damage, you can have the vehicle inspected in person.

Get Back on the Road With Bayer Motor Company!

Now that you know what to do after a car accident and how to file an insurance claim, come stop by Bayer Motor Company to get your vehicle repaired and back on the Comanche roads. Our parts and service center will provide you with the best OEM parts available to help keep your Buick, Chevrolet, GMC vehicle, a Buick, Chevrolet, GMC vehicle. Check out our service specials to save big on your next maintenance near Granbury!

 

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